No Justice Zone

Homeowners No Justice Zone


Reject Foreclosure Compensation Check


http://www.change.org/petitions/reject-foreclosure-compensation-checks?utm_campaign=signature_receipt&utm_medium=email&utm_source=share_petition


Round 1 - Day 16

Tag Hunger Strike Day 40

  Hunger Strike Started on Wednesday, March 21st, 2012

Day 204, September 27, 2012

Daily Protesting In Front of AG Harris SF Office
455 McAllister St
from 11am - 1p

Our American Dream is under attack.  We can’t break the laws to assert our justified rights!  But I can go on HUNGER STRIKE to make a long-overdue point: 

 Wells Fargo top executive told me to my face that “Wells Fargo will NOT correct the wrong against my family” because I asserted my rights and fought back! 

President Obama stated in his campaign trail:  "This is not just another political debate. This is the defining issue of our time," "What are we going to do to make sure that middle class families are secure and that we continue to build ladders for people who are trying to get to the middle class."

 Attorney General Kamala Harris stated “Everyone shall play by the same set of rules…I tell you what is “Too Big To Fail”… I say: our middle class that is “Too Big To fail”….” http://www.youtube.com/watch?v=r7dohvbuVpQ

As California People's Attorney, will Attorney General Kamala Harris watch my American Dream being stolen by fraudsters and my physical well-being wither away in front of her eye?  Will she do as she promises to do, protect our rights and jail Wells Fargo top executives for intentionally stealing our American Dream???

 

 Day 2,598

(7 years) 

Battle against Wells Fargo Mortgage Lending Fraud Started in August, 2005 

Truth, Material Facts and Laws Shall Matter!!!

No one or organizations shall SELL OUT our American Dream without any consequences!!!

Please Sign the Petition to Support Our Common Cause - Justice

http://www.change.org/petitions/demand-that-president-obama-and-attorney-general-launch-an-investigation-into-wells-fargo-s-predatory-lending-practices

 
                            Attorney General Kamala Harris:
                        Is Wells Fargo "Too Big To Jail"?

-                     January 3, 2011      Filed complaints against Wells Fargo’s appraisal and mortgage lending fraud with Attorney General Kamala Harris on the first day she took office.

Result:        No Response!

-                    
May 23, 2011        Re-filed the same complaints against Wells Fargo with Attorney General Kamala Harris, the day she announced the creation of a Mortgage Fraud Strike Force.   

Result:        No Response!

 -                     September, 2011    Hand-delivered the same complaints against Wells Fargo to Attorney General’s Chief Counsel Mr. Michael Troncoso. 

Result:        Received a phone call from Mr. Troncoso’s assistant Mr. Daniel Osborn, who promised us a speedy investigation due to the previous delay.  

-           November 14, 2011,          Hand-delivered the Petition Letter with Courage Campaign and re-told our story on how Wells Fargo systematically and intentionally defrauded my family.

http://courage.3cdn.net/78b0f5974d103b9844_efm6bnk8z.pdf

Result:        November 22, 2011     Attorney General Kamala Harris’ staff informed us that her Mortgage Fraud Strike Force has completed the investigation on our complaints and our file was on AG Harris’ desk, waiting for her instruction to proceed with prosecution. 

-                     November 30, 2011           Emailed Attorney General Kamala Harris’ chief counsel Mr. Michael Troncoso and Mr. Benjamin Diehl, requesting an update.

Result:        No Response!

-                     January 11, 2012                Emailed Attorney General Kamala Harris chief counsel Mr. Michael Troncoso and Mr. Benjamin Diehl, requesting an update.

Result:        No Response!

-           March 10, 2012                 Emailed Attorney General Kamala Harris chief counsel Mr. Michael Troncoso and Mr. Benjamin Diehl, requesting an update.

Result:        No Response!

-           March 16, 2012,    Emailed Attorney General Kamala Harris chief counsel Mr. Michael Troncoso and Mr. Benjamin Diehl on our Open Letter to Wells Fargo’s CEO John Stumpf.

Result:        No Response!

-           July 11, 2012,  Met Attorney General Kamala Harris on the steps of her San Francisco Office.  I personally presented my complaints to her.  She promised to have her staff to look into my complaints and follow up with me.

Result:       
Patiently waiting for the response.

 

Here are our complaints filed with Attorney General Kamala Harris’ office.

May 24, 2011


RE:  Complaints – Wells Fargo loan origination fraud, wrongful foreclosure, tax evasion and mortgage backed securities fraud.


Dear Attorney General,


We have learned that you have launched Mortgage Fraud Strike Force this week to monitor and prosecute violations at every step of the mortgage process.

We are responsible homeowners and carry no debts other than mortgage loan.  We have been living in Alameda County since 1997.   My husband is a veteran who proudly served this great nation.  Now we are self-employed working middle class working hard to preserve our financial wealth. 

However, in the past 6 years, Wells Fargo has repeatedly defrauded us and has proven to us that it has built a business model based on fraud.

This is how Wells Fargo systematically defrauded us and taxpayers in the past 6 years.

 1.         Wells Fargo’s Loan Origination Fraud:

 In August, 2005, Wells Fargo bank made a mortgage loan to us based on fraudulent and hugely inflated appraisal.

  • Wells Fargo’s fraudulent appraisal valued our home for $718,000
  • Wells Fargo’s retroactive review appraisal valued our home for $475,000.
  • In 2008, Attorney General’s Office suspended appraiser T.J. Magee’s license for committing appraisal fraud on our property.

2.      Wells Fargo’s Wrongful Foreclosure:

  • We put $151,000 down-payment. Between 2005 and 2009 we paid Wells Fargo around $350,000.
  • On June 15, 2010, Wells Fargo still foreclosed our home, knowing that it is a Category C felony to make a mortgage loan and foreclose our home based on a fraudulent appraisal.
  • Wells Fargo received a total of $25 billion bailout, but refused to carry out its promise to us and rescind its fraudulent loan.

3.     Wells Fargo’s Mortgage Backed Securities Fraud:

In 2011, Wells Fargo confirmed in writing that it had sold its fraudulent mortgage loan originated based on a hugely inflated appraisal to a pool of investors managed by U.S. Bank.
       

4.     Wells Fargo’s Tax Evasion:

  • January, 2011, Wells Fargo falsified IRS 1099-A form by listing Freddie Mac as our mortgage lender, and attempted to write off its fraudulent mortgage loan for Freddie Mac.
  • February, 2011, Freddie Mac confirmed in writing that our mortgage loan was not Freddie Mac’s mortgage loan.
  • We forwarded Freddie Mac written confirmation to Wells Fargo and demanded it to notify IRS that we don’t owe income tax on the deficiency on Wells Fargo’s fraudulent mortgage loan. Wells Fargo stated that it found no error on its 1099-A form by listing Freddie Mac as our mortgage lender. Wells Fargo further stated that it had sold our loan to a pool of investors managed by U.S. Bank.
  • A couple of weeks after we confronted Wells Fargo and Freddie Mac, Wells Fargo's CFO and Freddie Mac's COO both resigned just one day apart from each other. We highly suspect the resignations were triggered by Wells Fargo irregularity of fillings.
  • March, 2011, Wells Fargo updated its 1099-A form by changing the mortgage lender from Freddie Mac to Wells Fargo, knowing that it no longer owns the mortgage loan.

 This is tax fraud against us, the IRS and taxpayers!

We demanded that Wells Fargo disclose the list of investors, but Wells Fargo refused to disclose the list of investors who currently own our mortgage loan. All the investors who own our mortgage loan have the right to know the fact that Wells Fargo sold them a fraudulent mortgage loan.   

It's been a 6-year battle and almost 4 of them in Courts fighting against Wells Fargo's loan origination fraud, wrongful foreclosure and fraud on the court. Please hold Wells Fargo accountable for abusing us as consumers, homeowners and taxpayers. For more details see: WellsFargoMortgageFraud.com.

Let justice prevail.
Sincerely,
          

 

Donna & Nuno Vieira
               
       
April 16, 2012, Email to Office of California Attorney General Harris and Office of Nevada Attorney General Masto


       
Dear Mr. Gillette, Mr. Diehl, Mr. Troncoso, Ms. Grunder, Ms. Lopez and Mr. Eric Witkoski,

Here is one more piece of information, which I hope that it will be helpful to illustrate that the Courts do make mistakes.  There shall be accountability against TBTF banks like Wells Fargo.

Reno Nevada’s Vieira; Washoe County district court CV-0700753; NSC appeal 53690

The Vieiras filed -753 for a variety of claims including WF’s breach of contract, bad faith, appraisal fraud, fraud, and misrepresentation concerning their home purchase. Per official records, WF’s hand-picked appraiser’s license was revoked by Nevada for having inflated the value of the Vieira home by approximately $243,000. WF provided high-interest financing for the home’s real value, -plus the quarter million dollar overage. Despite these facts, state judge Perry ultimately ruled in favor of the Fortune-500, $9 Billion interstate banking corporation and released it from suit even though he admitted at footnote 2 that there was “evidence of misconduct and irresponsible conduct on the part of the Defendants.” See docket #09-11750

The Vieiras then appealed Perry’s strange decision to the Nevada Supreme Court [NSC]. The NSC soon funneled the consumer-victims into Nevada’s secretive Foreclosure Mediation Program [FMP]. The un-recorded mediation (per the express rules adopted by the NSC which favors secrecy and confidentiality) before retired judge Cashill failed miserably, so the case returned to the NSC where the justices again ruled in favor of the deep pockets and affirmed colleague Perry. In summation, all of Nevada’s judges were on the same page in support of WF from which there was “evidence of misconduct and irresponsible conduct.”

Judges rule in favor of the Fortune-500, disregarding all the material facts and laws.  We need Attorney General Harris and Attorney General Masto to take a stand.  The way to protect consumers is to push back when courts make mistakes.

Thank you.

Donna Vieira

       
Dispatch:A Hunger Striker Protests Foreclosure Fraud
 by Tim Nonn of Occupy Petaluma   

http://www.occupy.com/article/dispatch-hunger-striker-protests-foreclosure-fraud

                 
Thursday, April 12, 2012 Monday,

Day 22 OF NATIONAL ROLLING HUNGER STRIKE FOR JUSTICE
2nd hunger striker Tim Nonn speaks out:

This is the seventh and last day of my hunger strike to protest the lack of prosecutions of the banks for widespread foreclosure fraud. I have lost weight but I have gained an important insight into our struggle for justice. During the past week I have thought about the immense power of the banks. They have used their power to corrupt politicians and law enforcement agencies. I’m not talking about outright bribery but the power of hordes of highly-paid lawyers and lobbyists that influence government to weaken regulations and block prosecutions. The banks have also used their power to deceive the public, spending billions each year on advertising that depicts the banks as caring and responsible members of society. How can we possibly stand against the power of the banks? We don’t have their power and wealth but we have something they will never have – compassion for those who are losing their homes and love for our communities that are being decimated by foreclosures. Are compassion and love enough to defeat the power of the banks? I believe they are. Compassion and love are what make us human. They give meaning to life. While the banks practice indifference toward those who are losing their homes and communities that are declining, the people who are part of the banking system are becoming less and less human every day. They are paying a heavy price for their lack of compassion and love. They are losing their humanity and souls. For what would life be without compassion for those who are suffering and love for one another? Would all the money in the world be able to replace the hollowness at the center of our beings in a world turned cold and dark by heartless greed? The world the banks seek to create by their greed is not one I wish to live in. So I urge everyone who is part of this struggle for justice to ground their thoughts and actions in compassion and love. This is what will sustain and unite us. This is what will create a world worth living in.

 

Sunday, April 8, 2012

DAY 19 OF NATIONAL ROLLING HUNGER STRIKE FOR JUSTICE

Tim Nonn of Occupy Petaluma
UpdateToday, Easter Sunday, marks Day 19 of a Rolling Hunger Strike for Justice.

Foreclosed homeowner, Donna Zao Vieira of San Leandro, California led off the Hunger Strike for Justice, beginning on March 21, 2012 and courageously made it through 16 days of the hunger strike ending at midnight on April 16, Donna and her husband, Nuno Vieira, were foreclosed on by Wells Fargo Bank in Reno, Nevada. Donna is a community activist and home defender, member of Move-On, ACCE, and Occupy Oakland and San Francisco.

On April 6, 2012 Tom Nonn of Petaluma, California picked up the hunger strike and is now in Day #3 of 7 days. He spoke at Occupy Petaluma on April 7th and rallied for others to come forward. Tim reports that today he is feeling weak. He encourages others to join in demanding justice for homeowners.

To Commit to Participate in the Hunger Strike

Send an email to Brenda Reed at brendahreed@gmail.com
List the number of days and dates for which you are willing to make a commitment.
Include a brief bio and contact information. And if you are a victim of any of the banks; why you are participating.

CALENDAR
ROLLING HUNGER STRIKE FOR JUSTICE

DAYS
START
END DATE
HUNGER STRIKER

1 -16

March 16, 2012

April 5,2012

DONNA ZAO VIEIRA
San Leandro, CA
Foreclosed by Wells Fargo Bank

Sixteen Days Completed


17-23

April 6, 2012

April 12, 2012

TIM NONN
Petaluma, CA
Foreclosed by Wells Fargo Bank
Seven Day Commitment

24-26
April 13, 2012
April 15, 2012
Greg McDonald
Three Day Commitment

27-29
April 16, 2012
April 18, 2012
Tentative – Jude
Three Day Commitment




Tentative - Sonya




Tentative – Shelly


http://occupythenojusticezone.blogspot.com/2012/04/day-19-of-national-rolling-hunger.html

http://www.occupypetaluma.com/foreclosure-crisis/

http://foreclosurepreventionzones.com/
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